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Good health isn’t guaranteed to any of us. In our household, we know a lot about that. My husband has had trouble with health since he was 25. His kidneys just stopped working out of nowhere. It’s a good thing he had good health insurance or our lives would not have been the same. He took it upon himself to educate himself about healthcare and knew the importance of being prepared with quality insurance and he had one of the best healthcare plans out there. Here are three reasons why it’s so important for all of us to look into healthcare education.

1. You are the only one who can take care of you

Yes, you have family and friends who love you, but you are the only one who can take care of you. You need health care that will fit your unique needs. When you have good healthcare, you will be able to go to the doctor if need be; without having to try to tough it out for fear of not having enough money to pay full price for every doctor’s visit. Whether it’s  yearly checkup or you have an unexpected sickness, you need health insurance that will be there for you. Not all healthcare is on the same level so it’s in your best interest to make sure your healthcare is all that you need it to be.

2. You never know when you need it

Like my husband found out, you never know when you will have to depend on your health insurance. At the onset of an acute illness, it would be so stressful to not have health insurance. When you are really sick, you need insurance as your safety net. My husband had to do dialysis 3 days a week for 4 hours at a time when his kidneys stopped working at the age of 25. Those sessions cost thousands of dollars each time. If he didn’t have health insurance, I don’t know what we would have done. Researching healthcare and learning the ins and outs of it is a critical move.

Test your insurance knowledge and enter to win $500!

3. It doesn’t take a lot of time, but it’s totally worth the effort.

Health care may not be the most entertaining topic to research, but it’s vitally important. Having health insurance that is there for you when you need it is a responsibility that we all have. As parents we  make sure our children are covered. We never know when something can happen to our children or ourselves and we need to be covered in those situations. The time you spend learning about health care can really help you out by helping you make sure you have the right plan for your needs. The effort you spend to learn about it is totally worth it! Don’t put it off!

Why not take a few minutes of your busy day to learn about health insurance? If you can do it in an entertaining way, that’s even better right? Well for those competitive folks out there, I challenge you to play the games at the UnitedHealthcare website to see what your score can be. I played the  perfect match game and I’m not ashamed to admit, I wanted to have the highest score so I played it twice (don’t tell anyone). The games are quick and can help you learn. Plus if you put in your info, you’ll have the chance to win the $500 grand prize or $100 weekly prize which is not too shabby. I already played and entered to win.

You can play and enter to win daily. And if you’re looking for health insurance anyway, you answer three basic questions and enter to win the cash prize as well as sign up for UnitedHealthcare here.

 

 

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Disclosure: This post contains affiliate links. If you purchase through these links, I may receive a commission.

The new year is here! Can you believe it? If you are like many people out there, you want to save some major money in 2017. Maybe you want to save money to pay down debt or maybe you just want to save money so you can go on a fabulous vacation later on in the year. Either way, everyone could benefit from saving more money. Here are five legitimate ways to save money in 2017.

1. Plan a menu and use a grocery list

This is one easy way to save money. When you actually plan a menu and use that to form your shopping list, you are less likely to purchase items that you simply don’t need or won’t use. Grocery stores are designed to make you spend more money that you need to. If you go in with just a vague idea of what you’d like to buy but don’t have an actual plan in mind, you are more likely to spend money you don’t have to spend. Instead, take 20 minutes or so before you go shopping to plan out your menu for the week. If you do this, you’ll be able to get the coupons that you think you’ll want to use for your trip instead of just showing up with a stack of coupons in hand at the grocery store. Coupons won’t save you money if you just end up buying everything you have a coupon for. You save the most money with coupons when you use them to buy products that you were already going to buy anyway. Unless you have coupons for products that are free or moneymakers, that is.

2. Shopping with Coupons

I have written many posts about shopping with coupons, and you can read some of them here. But for many people, they just don’t realize how much money they can save. Let’s say at the very least you are able to save $5 a week with coupons. That’s $20 a month. Adding up all twelve months, that $240 a year! Five dollars a week is a very modest goal for coupons. The more you can save with coupons, the more you can stash away.

There are online printable coupons available from Coupons.comRed Plum, Hopster, and Smart Source. You can also get other printable coupons. These are all sites where you can print FREE coupons for products you use. Now don’t you think you can probably save more than $5 a week with all these resources? You can also buy a Sunday paper and get coupons in there.

3. Shopping Sale Cycles

Did you realize that retail businesses have cycles for sales? That means that you can expect certain products to go on sale each year at a certain time. When you shop sales cycles, you can save money that you would normally end up spending. Here’s a link to the things you can expect to buy in January on sale. Shopping sales cycles means that you buy products that you need at a smaller cost than you would normally have to pay, so that is putting money right back into your pocket.

4. Shop with Cashback sites

Have you ever shopped using a cash back site? If you haven’t you’ve been missing out on free money. When you shop on a cash back site you get cash back on your purchase. One site that I like to use is Ebates. I have been using Ebates for years. Whenever I’m going to buy something online I check to see if I can get some cash back with Ebates. I don’t care if I only get 2% cash back, saving money is saving money. Read my post here  about saving money with Ebates or simply sign up yourself to experience the wonder that is cash back ;). Oh, and you will get a $10 welcome bonus if you sign up with this link to Ebates.

5. Use Cash Back apps

My final, and favorite-est way to save money is to use cash back apps that give you cash back for grocery shopping. I won’t spend a lot of time here, because I spent a TON of time in this here post, but basically you look at a list of items in the app and decide which ones you want to buy. Then, you buy the items. Then, you scan the receipt and/or the items. Then you get money back. You have to go grocery shopping anyway so to me this is a no brainer and it is the easiest way to save money.

I used Ibotta starting for six months and saved $177.18. That’s almost $30 per month on average. Check out my post about Ibotta here.

There are other cash back shopping apps out there that I’ve used as well. Savingstar is another such app, but it just doesn’t offer as many cash back opportunities as Ibotta. Sometimes you can get cash back from multiple apps and use a coupon making items free plus a money maker!

There are many, many ways to save money for whatever you need. I’ve listed five legitimate ways to save money in 2017 above. If you have been saying that you want to save money this year, try some of these suggestions and you will be on your way to stashing some extra cash in your savings account.

And why not start your year of savings with a freebie?  Here’s a free sample of Airborne Everyday Chewable Tablets.

 

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This post contains affiliate links and I will be compensated if you make a purchase after clicking on my links.

Many people got a new cell phone at one of the awesome sales going on at the end of the year or for Christmas (for those who celebrate). The question is, what can you do with your old one? Why not earn some extra money and sell it for cash? Check out Gazelle to sell your phone. Right now they are giving a $20 bonus for phones valued at $100 or more. Great deal, right? Click here to check it out!

 

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Easy homemade tartar sauce

Who has time for making a homemade tartar sauce? Ain’t nobody got time for that! If you need it, just buy it, right?

Poor tartar sauce is one of those things you don’t really think about until you need it. Maybe you want to have a beautiful piece of fish or some tasty crab cakes. If you’re in the South, you might want some tartar sauce with your fried catfish. The thing about tartar sauce is this: good, homemade tartar sauce elevates every dish it is served with. Fish sticks with homemade tartar sauce become a meal the whole family can get behind. It’s not just something that you serve your kiddos anymore if it has tartar sauce with it. They might actually prefer ketchup with their fish sticks, but that’s okay too.

The next time you find yourself needing a bit of tartar sauce, don’t go out and buy the stuff in the jar. Just don’t. Trust me on this. You can make your own homemade tartar sauce! It’s easy, made with ingredients you’ll probably already have on hand, and fast. It may seem like something that is too difficult to fuss with, but it is so easy! And once you make it yourself, you’ll never go back to buying the premade stuff again.

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