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The new year is here! Can you believe it? If you are like many people out there, you want to save some major money in 2017. Maybe you want to save money to pay down debt or maybe you just want to save money so you can go on a fabulous vacation later on in the year. Either way, everyone could benefit from saving more money. Here are five legitimate ways to save money in 2017.
1. Plan a menu and use a grocery list
This is one easy way to save money. When you actually plan a menu and use that to form your shopping list, you are less likely to purchase items that you simply don’t need or won’t use. Grocery stores are designed to make you spend more money that you need to. If you go in with just a vague idea of what you’d like to buy but don’t have an actual plan in mind, you are more likely to spend money you don’t have to spend. Instead, take 20 minutes or so before you go shopping to plan out your menu for the week. If you do this, you’ll be able to get the coupons that you think you’ll want to use for your trip instead of just showing up with a stack of coupons in hand at the grocery store. Coupons won’t save you money if you just end up buying everything you have a coupon for. You save the most money with coupons when you use them to buy products that you were already going to buy anyway. Unless you have coupons for products that are free or moneymakers, that is.
2. Shopping with Coupons
I have written many posts about shopping with coupons, and you can read some of them here. But for many people, they just don’t realize how much money they can save. Let’s say at the very least you are able to save $5 a week with coupons. That’s $20 a month. Adding up all twelve months, that $240 a year! Five dollars a week is a very modest goal for coupons. The more you can save with coupons, the more you can stash away.
There are online printable coupons available from Coupons.com, Red Plum, Hopster, and Smart Source. You can also get other printable coupons. These are all sites where you can print FREE coupons for products you use. Now don’t you think you can probably save more than $5 a week with all these resources? You can also buy a Sunday paper and get coupons in there.
3. Shopping Sale Cycles
Did you realize that retail businesses have cycles for sales? That means that you can expect certain products to go on sale each year at a certain time. When you shop sales cycles, you can save money that you would normally end up spending. Here’s a link to the things you can expect to buy in January on sale. Shopping sales cycles means that you buy products that you need at a smaller cost than you would normally have to pay, so that is putting money right back into your pocket.
4. Shop with Cashback sites
Have you ever shopped using a cash back site? If you haven’t you’ve been missing out on free money. When you shop on a cash back site you get cash back on your purchase. One site that I like to use is Ebates. I have been using Ebates for years. Whenever I’m going to buy something online I check to see if I can get some cash back with Ebates. I don’t care if I only get 2% cash back, saving money is saving money. Read my post here about saving money with Ebates or simply sign up yourself to experience the wonder that is cash back ;). Oh, and you will get a $10 welcome bonus if you sign up with this link to Ebates.
5. Use Cash Back apps
My final, and favorite-est way to save money is to use cash back apps that give you cash back for grocery shopping. I won’t spend a lot of time here, because I spent a TON of time in this here post, but basically you look at a list of items in the app and decide which ones you want to buy. Then, you buy the items. Then, you scan the receipt and/or the items. Then you get money back. You have to go grocery shopping anyway so to me this is a no brainer and it is the easiest way to save money.
I used Ibotta starting for six months and saved $177.18. That’s almost $30 per month on average. Check out my post about Ibotta here.
There are other cash back shopping apps out there that I’ve used as well. Savingstar is another such app, but it just doesn’t offer as many cash back opportunities as Ibotta. Sometimes you can get cash back from multiple apps and use a coupon making items free plus a money maker!
There are many, many ways to save money for whatever you need. I’ve listed five legitimate ways to save money in 2017 above. If you have been saying that you want to save money this year, try some of these suggestions and you will be on your way to stashing some extra cash in your savings account.
And why not start your year of savings with a freebie? Here’s a free sample of Airborne Everyday Chewable Tablets.
This post may contain affiliate links. Read my disclosure policy for more information.